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Tuesday, August 27, 2013

The key to happiness



Monday, August 26, 2013 As of 7:22 PM EDT


Say the words "therapy session" and many people will picture an hour spent on a couch dredging up unhappy childhood memories. A different approach suggests that redirecting the focus onto the present and future can make people happier, healthier and lead to better relationships.



Robert Neubecker

The method, called Time Perspective Therapy, involves figuring out which of six different outlooks a person has: past-positive (you love the past); past-negative (you have regrets and bad things happened in your past—or things that you now exaggerate as bad); present hedonism (you enjoy the present and like to reward yourself); present fatalism (you feel that events are beyond your control, so why bother?); goal-oriented future (you plan ahead and weigh the costs and benefits of any decision); transcendental future (you live a good life because you believe the reward is a heaven after death).

The best profile to have, says Philip Zimbardo, psychologist and professor emeritus at Stanford University, is a blend of a high level of past-positive, a moderately high level of future orientation and a moderate level of selected present hedonism. In other words, you like your past, work for the future—but not so hard that you become a workaholic—and choose when to seek pleasure in the present. Dr. Zimbardo, an influential thinker in this field who lectures widely, administers a 56-item questionnaire to determine a patient's profile.

The worst time-perspective profile to have is a high level of past-negative coupled with a high level of present fatalism. "These people are living in a negative past and think nothing they do can change it," says Dr. Zimbardo, co-author of the book "The Time Cure." They also score low on present hedonism and have a low future orientation. People who are clinically depressed or have Post-Traumatic Stress Disorder typically have this profile.

Related Links
Take the Quiz: Zimbardo Time Perspective Inventory
Compare Your Scores

Our individual time perspective is influenced by many things, including family and friends, culture, religion, education and life events. As very young children, we were all pretty much purely hedonistic—focused on getting what we wanted when we wanted it. Some, but not all, of us become more future-oriented as we get older.

In a famous study in the 1960s, psychologist Walter Mischel, now a professor at Columbia University, tested the ability of young children to resist temptation for a future goal. He placed one marshmallow in front of each child and explained that they could eat it right away if they wanted, but if they waited about 10 to 15 minutes, they could have a second one to eat. About half the children gobbled up the treat right away; the other half managed to hold out for a second marshmallow.

The time perspective that the children had when they were young had a large impact on the way they behaved later in life. Dr. Mischel followed up with the children when they were teens, and then in middle age. The individuals who resisted the marshmallow at roughly ages 4 and 5 performed better in school, scored an average of about 250 points higher on their SATs and had happier family lives. Those who ate the marshmallow immediately had more emotional problems throughout their lives.

The good news, says Dr. Zimbardo: People can change their time perspective. Between 2004 and 2012, Time Perspective Therapy was administered by Dr. Zimbardo's co-authors Rick and Rosemary Sword, therapists in Maui, to 32 veterans with Post-Traumatic Stress Disorder, all of whom had been through other therapies without positive results. All 32 saw a significant decrease in anxiety, depression and PTSD symptoms.

A person can raise a past-positive score, Dr. Zimbardo says, by focusing on the good in your past: create photo albums, write letters of gratitude to people who inspired you, start an oral history of your family.

Your future orientation can get a boost by organizing your calendar or planning a family vacation, actions that get you to envision and plan for a positive future. And volunteering or becoming a mentor can help you see that your actions can have a positive impact.

And you can increase your present hedonism—selectively!—by doing something to balance your mood, such as exercise or a nature walk. Also, reward your hard work with an activity you enjoy: dinner with a friend, a massage, an afternoon playing your favorite sport.

To lower your past-negative scores you can work to silence your pessimistic inner critic by meditating or keeping an ongoing list of all the good things in your life right now. "It's thinking about what's good in your life now, rather than what was bad in your life then," says Dr. Zimbardo.

And you can reduce your future fatalistic perspective by learning a new skill or hobby that allows you to see your change, and doing it with a partner—it's less isolating and the other person can give you positive feedback.

Dominic Monahan not surprisingly had a negative perspective after he was laid off from his job as a project manager at a printing press manufacturer in 2009, and moved into his mother's suburban Chicago basement. He sent out hundreds of resumes—and landed no interviews. "I had no hope and was living in the past," says the 42-year-old. "I was ready to give up."

Mr. Monahan admits he was always pretty focused on present gratification. He preferred to ride his mountain bike, run, hunt, "or do anything" instead of studying. He dropped out of college, joined the Navy and held a series of technician jobs after he got out. He says he tried college several more times without graduating.

He tried psychotherapy after he lost his job, but quit because he felt it was just paying someone to listen to him complain. While he didn't try Time Perspective Therapy specifically, his experience shows how the method can help a person recover from a downward spiral.

He eventually gained 60 pounds (eating peanut butter by the spoonful) and began sleeping 18 hours a day. When he outgrew his sweatpants, he says, he decided to turn his life around. He signed up for an online finance degree, and the condensed classes helped him to feel he was making progress. He recently graduated. He also got a temporary consulting job at a company that uses new technology to purify wastewater.

He started to exercise and took up the martial art Tae Kwan Do. His instructor, who is also a psychologist, taught him to talk back to his negative inner voice. Now, when he starts ruminating on mistakes he's made in the past, or tells himself there is no hope, he says out loud: "Stop…This behavior is not going to move us in a positive direction or make us happy."

Mr. Monahan still lives with his mom. He has lost 35 pounds and says his hunt for a financial analyst position and his goal of achieving more Tae Kwan Do belts keep him focused on the future.

The small steps he took all added up and "helped me get out of the negative past, be in the present and plan for the future," he says. "Over time they started to change my subconscious into believing there is hope."



A Path to Happiness

To determine what steps people should take to boost their happiness, the Zimbardo Time Perspective Inventory questionnaire asks people to rate 56 statements, including the seven below, as very true, true, neutral, false or very false. For the full quiz, visit www.thetimeparadox.com

I believe that a person's day should be planned ahead each morning

It gives me pleasure to think about my past

When listening to my favorite music, I often lose all track of time.

It upsets me to be late for appointments.

I've taken my share of abuse and rejection in the past.

It is important to put excitement in my life

Taking risks keeps my life from becoming boring

Source: Philip Zimbardo, Stanford University—Write to Elizabeth Bernstein at Bonds@wsj.com or follow her column atwww.Facebook.com/EBernsteinWSJ.


JOIN THE DISCUSSION4 Comments, add yoursMORE INHealth & Wellness »

Words of Wisdom: 8 Famous Quotes to Help You Embrace Fear and Achieve Success


Words of Wisdom: 8 Famous Quotes to Help You Embrace Fear and Achieve Success
August 27, 2013


When offering career advice to young professionals and entrepreneurs, the two things that always top my list are to find a mentor and to read voraciously. Throughout the course of my life, I have been blessed with multiple mentors -- mostly teachers, professors, bosses or colleagues. In addition, I have gathered useful advice from reading, and observing the actions of individuals who I identify as some of the world’s best leaders, both past and present. The following are 8 notable quotes from these “leaders” that have inspired me and helped to shape my principles as a business owner.
“Develop success from failures. Discouragement and failure are two of the surest stepping stones to success.” – Dale Carnegie
"There are only two ways to live life. One is as though nothing is a miracle. The other is as though everything is." – Albert Einstein
"Do not look for approval except for the consciousness of doing your best." – Andrew Carnegie
"The true measure of a person is how they treat someone who can do him absolutely no good." – Samuel Johnson
"You've got to be very careful if you don't know where you are going because you might not get there." – Yogi Berra
“Expect more than others think possible.” – Howard Schultz
"If people aren't calling you crazy, you aren't thinking big enough." – Richard Branson
“Never, never, never give up.” – Winston Churchill

To me, the key takeaway is to push yourself through fear and uncertainty and place your best foot forward no matter what happens. I am not embarrassed to admit how frightened I was when I started SkyBridge in 2005. Swirling in my head were all of the things that could go wrong. Of course all of those things happened and, by the way, then there was a financial crisis. The point is -- put your plans in motion, work hard and be willing to adapt along the way.

What great leaders and sayings have inspired you?

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Friday, August 23, 2013

6 Reasons People Stay In Debt



6 Reasons People Stay In Debt
Originally here: http://www.daveramsey.com/blog/6-reasons-people-stay-in-debt

Do you remember the moment you decided to get out of debt?

You were sick and tired of being sick and tired. You might have even gotten angry at being in debt. Eventually, the burden and the stress of the constant bills and piling debt broke you down. Something inside you “clicked,” and you decided it was time to make a fresh start.

But what keeps people from getting out of debt? Why would someone want to stay in chains instead of living in freedom? Sadly, there are all sorts of reasons people choose MasterCard over being free from debt.

Here are just a few:
1. They want to keep up appearances.
This is the dreaded “keeping up with the Joneses” mentality. But little do you know, the Joneses have a leased BMW, an underwater mortgage, and an unwelcome visitor named Sallie Mae living in their basement. The Joneses are the most broke people in your neighborhood. And if you’re trying to follow their example, you’ll be following them into bankruptcy if you’re not careful.
2. They are unwilling to sacrifice.
How can you possibly give up eating out three nights a week? Or what would your life look like without cable? You’ll never know until you’re willing to give those things up in order to build a legacy for your future. If you’re in a lot of debt, something in your lifestyle has to change. It’s about priorities. Here’s the question: What are you willing to give up?

3. They fear change.
Debt can be comfortable, kind of like slowly cooking in a pot of boiling water. If you’ve always used a credit card, and if you always had car loans, then you know what to expect. The unknown can be scary—except for the fact that millions of families have gone through Dave’s plan to get out of debt and changed their lives. We can promise that you have a lot more to fear if you stay in debt, rather than if you make this change in your life.
4. They’re addicted to stuff.
In other words, they’ve bought the myth that you are what you own, and they simply can’t get enough. The more they have, the more powerful and confident they feel. But it’s all a fraud. They can’t afford that stuff and, eventually, it’s going to weigh them down. Their addiction to debt will, at some point, cause a financial heart attack.
5. They don’t know how.
Everything we do around Dave’s office revolves around helping people make a plan with their money. These people have good intentions—they want to kick debt to the curb—but they don’t know how. They’ve been in debt so long that getting out under a pile of $50,000 in credit card bills seems impossible. But it isn’t. People call The Dave Ramsey Show every day to tell us about their debt-free stories. Getting out of debt isn’t easy. It takes a lot of hard work and discipline. But it’s definitely not impossible. All you need is a plan.
6. They’re lazy.

These people know what to do. Maybe they know about the debt snowball and they sorta, kinda want to get out of debt. They know how debt can affect their marriage, their stress levels, their relationships, and their future, but they just aren’t motivated to make a change. How sad is that? You know that you’re ruining your future—and if you have kids, you’re putting them behind the eight ball when they go out on their own—but you still go into debt anyway? If you know how to get out of debt, but you’re just too lazy to do it? Well, that’s just embarrassing.

Every day, people are making the decision to get out of debt and change their lives. They’re ready to sacrifice and get rid of their fear of change or their addiction to stuff.

If you’ve yet to make that decision, what’s holding you back? And if you’re already debt-free or moving in that direction, what caused you to make a change in your life?


1


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angry


Left out unemployed, underemployed, ill, family member ill, just to name a few. Certainly true of some people but posting this list as if it is conclusive is arrogance.

Happy


Relax, he has to address this debt plague in generalities. The man does not have the time or the resources to address every single scenario. There are always some life factors that fall into the category of "exception". And with that being said, there are STILL things you can do even in those exceptional situations that can alleviate your burden.

Nubby Mcquilicutty


Not arrogant, that is why it is last and not first. Some people are simply lazy. We should call them so those who are underemployed, ill, etc. dont get a bad rap.



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angry
36 minutes ago




Left out unemployed, underemployed, ill, family member ill, just to name a few. Certainly true of some people but posting this list as if it is conclusive is arrogance.

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Happy angry
21 minutes ago




Relax, he has to address this debt plague in generalities. The man does not have the time or the resources to address every single scenario. There are always some life factors that fall into the category of "exception". And with that being said, there are STILL things you can do even in those exceptional situations that can alleviate your burden.

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Nubby Mcquilicutty angry
10 minutes ago




Not arrogant, that is why it is last and not first. Some people are simply lazy. We should call them so those who are underemployed, ill, etc. dont get a bad rap.

3

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Could we soon be reading people's MINDS?


Could we soon be reading people's MINDS? Software uses brain scans to identify exactly what people are looking at:

Software uses shape recognition with an algorithm to interpret brain scans
It can identify the shape and outline of an item a person is looking at
The process could also work when people think about a certain shape


By VICTORIA WOOLLASTON

PUBLISHED: 06:02 EST, 22 August 2013 | UPDATED: 07:37 EST, 22 August 2013


Researchers are a step closer to being able to read people's thoughts after creating a computer program that can identify what someone is looking at using brain scans.


A team from Radboud University Nijmegen in the Netherlands used image and shape recognition software and a specially designed algorithm to assess changes in a person's brain activity using functional magnetic resonance imaging (fMRI) technology.


During tests the scientists showed participants a series of letters and were able to identify exactly when, during the scan, they were looking at which letters.




Dutch researchers have created software that when used with brain scans can identify the shape and outline of what a person is looking at. During tests, scientists showed participants letters, pictured, and ran the changes that occurred in the brain after each letter was shown through a bespoke algorithm to identify them



Dutch researchers used fMRI scans to zoom in on changes, pictured, in specific regions of the brain called voxels, in the occipital lobe. These voxels are around 2x2x2 millimetres big and the occipital lobe is the part of the brain which reacts to visual stimuli and processes what the eyes can see through the retina

WHAT IS THE OCCIPITAL LOBE?



The occipital lobes are one of the four main lobes or regions of the cerebral cortex in the brain.


They sit at the back of the brain and are responsible for processing images.

Visual sensory information is seen by the retina and passed to the lobes, which then process the images so the person can decode what they are looking at.

Changes in brain lobes and small 2x2x2mm voxels inside the lobes can be measured using fMRI scans.


fMRI is based on the same technology as magnetic resonance imaging (MRI) that uses magnetic fields and radio waves to create detailed images of the body.


However, rather than creating images of organs and tissues, fMRI can track blood flow in the brain to detect areas of activity.


These changes in blood flow can help doctors understand more about how the brain works.

Functional MRI scans are traditionally used to measure changes in overall brain activity, yet the Dutch researchers used the technology to zoom in on smaller, more specific regions, known as voxels, in the occipital lobe.


These voxels are around 2x2x2 millimetres big and the occipital lobe is the part of the brain which reacts to visual stimuli and processes what the eyes see through the retina.




More...
Will Google start tracking your eye movements in return for cash? Company could see which ads you look at while wearing Google Glass
Use of psychedelic drugs like LSD and magic mushrooms 'does NOT increase risk of mental health problems' - and may even help



Each participant was wired up to an fMRI scanner and shown the letters B, R, A, I, N and S on a screen in front of them.


The scientists were able to create a database of the specific changes that occurred in each person's brain after each letter was shown, which highlighted how the brain visualised the different shapes.


These changes were run through a bespoke algorithm that had been designed to work in a similar way to how brains build images of objects from the sensory information it receives.



The scientists were able to create a database, pictured, of the specific changes that occurred in a person's brain after each letter was shown. These changes were run through a bespoke algorithm designed to work in a similar way to how brains build images of objects from the sensory information it receives


This image shows the changes that occurred in the brain when participants were shown the letter B, left column, and all six letters, right column

This algorithm was able to convert the voxels, and their relevant changes, into image pixels, making it possible to reconstruct a picture of what the person was looking at, at the time of the scan.


The model has been designed to compare letters, yet could be expanded for other imagery.

Marcel Van Gerven, co-author of the study 'Linear reconstruction of perceived images from human brain activity' said that the algorithm is also capable of becoming more accurate the more times it is used and more data it processes.


This experiment used information obtained from a selection of 1,200 voxels, yet van Gerven claims the algorithm could also be used to reconstruct any image and his team is working on building more advanced machines that can build images from 15,000 voxels.


This could include complex imagery such as a person's face.


During an interview with Wired, van Gerven did warn that this isn't exactly the same as reading a person's thoughts and more work and understanding about how the brain processes internal images would need to be carried out before being able to decode thoughts.


Yet he added that if its discovered the brain reacts to imagination in the same way it reacts to physical visual stimuli then mind-reading would be possible, potentially leading to so-called telepathic computer programs.




Read more: http://www.dailymail.co.uk/sciencetech/article-2399790/Could-soon-reading-peoples-MINDS-Software-uses-brain-scans-identify-exactly-people-looking-at.html#ixzz2cnOJCMQX
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Thursday, August 22, 2013

Makerbot's Digitizer 3-D Scanner Is Now Available For Pre-Order


Makerbot's Digitizer 3-D Scanner Is Now Available For Pre-Order
By Dan NosowitzPosted 08.22.2013 at 12:23 pm1 Comment


Makerbot Digitizer Makerbot

We first spied the Makerbot Digitizer, a standalone 3-D scanner, back at South by Southwest--it's a rotating platform with a depth sensor, so anything you plop onto the platform can be scanned and then reproduced, like a sci-fi replicator. And now it's officially available for pre-order, for $1,400.

The Digitizer, and 3-D scanning in general, is a key development in the adoption of 3-D printing. If you have a 3-D printer, the eternal question of "what do I do with it?" can only be answered by downloading models from resources like Thingiverse. But if you want something that's not there--and there are lots of things that aren't there--you're pretty much out of luck. 3-D scanners change that; you can make printable files out of any appropriately sized object you can find. It's pretty amazing stuff! Makerbot's site appears to be getting hammered at the moment, but once it's back up, you can pre-order the Digitizer here.

Tuesday, August 20, 2013

Negotiating the salary you want


Negotiating the salary you want

Published by Lisa Gates | Tuesday, August 20th, 2013





When you open a salary discussion with the question “Is it negotiable?” you’ve weakened your position out of the gate by implying that you’d accept the salary even if it isn’t negotiable. You’re better off assuming that everything is negotiable. Prepare to open and close your next salary conversation strong by watching my course Negotiation Fundamentals, and Valerie Sutton’s courseNegotiating Your Salary.

Here are a few tips that you can use when approaching your next salary negotiation:

First, determine your fair market value using salary research tools such assalary.com or payscale.com. Next, prioritize each element of your compensation package so you’re clear on exactly what you need, and what you’re willing to concede. Now it’s time to negotiate.



Negotiations are made up of offers, counteroffers, and concessions. You really only need to know two key numbers: your target number (your ideal salary) and your reservation point (the lowest salary you’re prepared to accept, or your walkaway number).

Let’s assume that your negotiation partner offers $75K for your dream job, and your research and preparation set you up with a target of $90K and a reservation point of $80K. In this example scenario, here are two possible ways the negotiation process might unfold.

Counter offer with your target

You counter the offer with $90K, and your partner counters again with $82K, basically splitting the difference. You then concede $4K and counter with $86, and your partner agrees to split the difference again by offering you $84, to which you agree. You’re below your target, but $4K better than your walkaway number.

Counter offer above your target

You counter offer for $95K, and your partner counters with $80K—a bump up of $5K. You match that by conceding $5K and counter with $90K. Your partner splits the difference and offers you $85K. You split that difference again and offer $88K, to which your partner responds with an offer of $86K. You say yes.You’re $6K above your reservation point, and only $4K from your target.

If these scenarios make your head swim, don’t fret—research has shown that the more give and take that occurs during a negotiation, the happier the parties tend to be with the outcome. Be sure to watch the following free movie from Negotiating Your Salary for more advice on evaluating the salary offers presented to you.

Best of luck on your next negotiation!

Friday, August 16, 2013

Lori Greiner's Advice on How to Get Your Invention on Store Shelves


Lori Greiner's Advice on How to Get Your Invention on Store Shelves

BY CHRISTOPHER HANN | August 1, 2013|
4 Comments |




Lori Greiner
Image credit: imdb.com


Q: How do I push my invention from idea to store shelves?

A: There may be no more authoritative source on this topic than Lori Greiner, housewares inventor extraordinaire. Since introducing an earring organizer in 1996, Greiner has invented, by her count, 400 products that have earned an impressive $500 million-plus in retail sales. Many of those are sold on the QVC network, where she has been a regular for 15 years; she's also one of the stars of ABC's entrepreneurship program Shark Tank.



Greiner's first rule: Do your homework. Research the appropriate market to appraise your competition and assess where your product stands. Market research will tell you whether your new creation is really that new and whether its potential merits your time, money and loss of sleep.

"There are a lot of people with things on the market that they thought were completely original," Greiner says. "They were shocked when I told them it was already out there."

Once you're convinced that your invention is unique, consider filing for a patent. Speak with an attorney and decide whether the need for patent protection justifies the expense (utility patents typically run $5,000 to $10,000).

"If something is really going to be a big hit on the market, it's smart to get protection," Greiner says. "There are a lot of copycats that happen when something's great."

Now is the time to make the nitty-gritty decisions about how much you are willing to spend to get your product created. Foremost is determining how, where and by whom it can be manufactured. Also of concern: Will it be made of cheap plastic or rare metal? Where will it be sold? How much will you charge?

"You might have a great idea, but if it's going to cost $500,000 to make it, you might not make it," Greiner says. "Or if it's going to cost consumers a lot to buy it, they might not buy it. Those sorts of things, it's smart to find out first."

Perhaps the most important point of all: You need to arrange for the sale of your product before you arrange for 10,000 of them to be manufactured. "That's where entrepreneurs hurt themselves," Greiner says. "They put out thousands and thousands in inventory, which they haven't sold."

It's crucial to create a prototype you can take with you when making the rounds of potential buyers. Greiner says she spent $10,000 to make a polystyrene model of her earring organizer (which retailed for $21.85). "I was able to take that prototype to stores across the country and to shopping networks, because it looked exactly like my finished product," Greiner says. "That's how I got all my sales--by being able to show that model, that prototype, to buyers and retailers."

Because when it comes to marketing your invention, it's much more show than tell.
Bright New Things

Some of the top inventions of 2012, according to inventors' platform IdeaBuyer.com
Enable Talk Gloves. Four Ukrainian students designed these $75 gloves, which allow the deaf to communicate with those who don't understand sign language. The gloves send a signal to a smartphone as text, which is converted to spoken words.
Self-Inflating Tires. These Goodyear tires are equipped with a sensor that opens a regulator to pump air when pressure is low and closes it when optimal pressure is reached. The driver never knows anything was wrong.
HeatSeeker. A powerful, affordable misting device for overheated firefighters that attaches to the fire truck's hose port.
puzzlecast. Designed by biomedical engineering students, PuzzleCast is a modular cast for bone fractures. Sections can be removed one at a time, allowing for specific movement that aids healing and reduces time needed for physical therapy.
Google Glass. Google's computer-enabled spectacles, now in prototype, are expected to hit the market next year.

Read more stories about: Marketing, Inventing, Inventions, Shark Tank, Startup basics



Read more: http://www.entrepreneur.com/article/227002#ixzz2c8UBfnWT

Monday, August 12, 2013

Watch A 3-D Printed Robot Slide Under Doors



Watch A 3-D Printed Robot Slide Under Doors


The Sprawl Tuned Autonomous Robot is also pretty good at pool.


By Colin LecherPosted 08.12.2013 at 1:00 pm2 Comments

http://www.youtube.com/watch?v=vXVRCpDLSHI



Researchers at the University of California, Berkeley's Biomimetic Millisystems Lab created theSprawl Tuned Autonomous Robot, a 3-D printed insectoid 'bot that can crawl under doors, limbo-style.

STAR, for short, can extend or detract its legs to raise itself up or squish itself down--small enough to squeeze through the bottoms of doors. (It also has an on-board camera, so go ahead and tape down the space under your door for the rest of your life, just in case.) STAR only weighs about 2.5 ounces, but it can scurry across the floor at up to 5.2 meters per second. Eventually, the inventors say, it could be used in search and rescue operations.

With a 3-D printer handy, the assembly of the robot only takes about 30 minutes. So if you're looking to build a robot-insect army, you could do worse, time-wise.

Friday, August 09, 2013

Turning the A/C up or leaving it at the same temperature. Which is better?


Turning the A/C up or leaving it at the same temperature. Which is better?

By Energy Expert

Is it more economical to turn the A/C up during the day and down at night, or leave it at the same temperature all day?

The urban myth that you should leave your thermostat at the same temperature all the time has been around for decades. The truth is, it takes a lot of energy for your air conditioner to run all day, maintaining an inside temperature that’s significantly lower than the outside temperature. On the other hand, if you set your thermostat higher in the morning, the unit will run less during the day, saving you money on your FPL bill. Even if the air conditioner has to catch up when you bring the temperature back down later, it is still more economical to keep your thermostat set higher during the day.

By the same logic, if you are in the habit of lowering the thermostat before bedtime because you prefer a cooler room while you sleep, your cooling costs increase by up to 5% for every degree you lower the temperature! To use less air conditioning at night, turn on ceiling fans – they make you feel cooler even though they aren’t technically cooling the house. Of course, when heating in winter, lowering the thermostat setting saves you money because your heater runs less. For more energy efficiency tips, visit www.FPL.com/tips.





Posted in: Ask the Expert, Energy Efficiency, Featured Posts

The 25 Toughest Companies for Interviews


The 25 Toughest Companies for Interviews

AUGUST 9, 2013
ANDREA HUSPENI,


You’ve probably gotten the third degree in job interviews in the past, but here are some examples that make the third degree feel like a cake walk.

From interviews that last 55 days to fielding hardball questions like “How many people watched YouTube in your country in the last hour,” many of the nation’s top employers put interviewees through the wringer as a matter of policy, according to a survey called “Top 25 Most Difficult Companies to Interview.”

For the third year in a row, New York City-based consulting firm McKinsey & Company wins the dubious honor of toughest interviewer, followed by ThoughtWorks, which is also in New York. Rounding out third place is the Boston-based consulting firm Boston Consulting Group, says Glassdoor, the career-community website, which conducted the survey.

Related: The Big Apple to Tech-Savvy New Graduates: ‘We’re Hiring’

To gauge the toughest interviewers, Glassdoor culled the 170,000 interview review submissions over the last 12 months. The ratings are based on five-point scale with one being very easy and five being very difficult.

One noted observation from Glassdoor: Difficult interviews don’t necessarily mean a negative experience once hired. Facebook has the highest satisfaction rating (4.8), Guidewire grabs the number two spot (4.6) and McKinsey & Company rounds out the top three (4.3).

To see a complete list of the 25 most difficult companies for job interviews and what candidates had to say about the process, check out our slideshow:

IT hosting company, Rackspace -- difficulty score 3.3





Rank: #25 

Interview duration: 23 days 

What makes the interview process so tough: 

“Hour three [of the interview] involved meeting the team lead and manager. Questions like 'Do you get enjoyment out of completing 50 tasks in a shift or do you prefer to tackle very difficult projects that take many hours?' Resume was scrutinized and questions about if hired, where I wanted to be within the company in five years type questions.” – Window systems administrator II interview.
Difficult interview question:
"If your day was 20 percent performing job duties and 80 percent strategizing, give an examples of what you would be doing with that 80 percent?” – Acquisitions representative III interview

Man who created own credit card sues bank for not sticking to terms


Man who created own credit card sues bank for not sticking to terms
When Dmitry Argarkov was sent a letter offering him a credit card, he found the rates not to his liking.

Dmitry Argarkov's version of the contract contained a 0pc interest rate, no fees and no credit limit Photo: Alamy

But he didn't throw the contract away or shred it. Instead, the 42-year-old from Voronezh, Russia, scanned it into his computer, altered the terms and sent it back to Tinkoff Credit Systems.

Mr Argarkov's version of the contract contained a 0pc interest rate, no fees and no credit limit. Every time the bank failed to comply with the rules, he would fine them 3m rubles (£58,716). If Tinkoff tried to cancel the contract, it would have to pay him 6m rubles.

Tinkoff apparently failed to read the amendments, signed the contract and sent Mr Argakov a credit card.

"The Bank confirmed its agreement to the client's terms and sent him a credit card and a copy of the approved application form," his lawyer Dmitry Mikhalevich told Kommersant. "The opened credit line was unlimited. He could afford to buy an island somewhere in Malaysia, and the bank would have to pay for it by law."

However, Tinkoff attempted to close the account due to overdue payments. It sued Mr Argakov for 45,000 rubles for fees and charges that were not in his altered version of the contract.

Earlier this week a Russian judge ruled in Mr Argakov's favour. Tinkoff had signed the contract and was legally bound to it. Mr Argakov was only ordered to pay an outstanding balance of 19,000 rubles (£371).

"They signed the documents without looking. They said what usually their borrowers say in court: 'We have not read it',” said Mr Mikhalevich.

But now Mr Argakov has taken matters one step further. He is suing Tinkoff for 24m rubles for not honouring the contract and breaking the agreement.

Tinkoff has launched its own legal action, accusing Mr Argakov of fraud.

Oleg Tinkov, founder of the bank, tweeted: "Our lawyers think he is going to get not 24m, but really 4 years in prison for fraud. Now it's a matter of principle for @tcsbanktwitter."

The court will review Mr Argakov's case next month.

Thursday, August 08, 2013

How European Weekend Laws Will Leave Us Out of Business


How European Weekend Laws Will Leave Us Out of Business.
August 08, 2013





My children are growing like crazy. So while on family holiday in the US, we went on a much needed shopping spree. T-shirts, jeans, shoes,… The lot. And suddenly it struck me: none of my kids were wearing any clothes that were bought in Belgium, where we live.

Now why is that? Are we spoiling them? Are we looking for exclusive brands? Are we desperately trying to be hip and trendy citizens of the world? Nah, it’s purely for practical reasons. You see, I can only go shopping in my spare time: after business hours or on a Sunday. But in Belgium labor laws force most retailers to close their shop in the evening and on Sundays. Hence, no shopping allowed.

It’s the same for many other European countries. France, Germany and Austria also apply strict trading laws in the name of protecting the work-life balance for shop employees and the mere survival of small shops unable to work those shifts, reports Reuters. I can relate to that, but I also think it is weighing heavily against our shops’ competitiveness. Competition is often just across the border and always open for business. Not to mention online shopping.

In Belgium, entrepreneurship is in decline. We’re starting-up new ventures less than ever. And with every new month, we’re also breaking year on year bankruptcy records. I’ve always seen it as my duty to support fellow entrepreneurs, everywhere and in my own country in particular. I’ve spent countless hours on promoting and fostering entrepreneurship. But there’s only as much as a law abiding citizen can do.

It is time we challenge the status quo. A number of recession-hit European countries got the message and have recently softened their stance. Italy set a new course last year and Greece this month. They are giving retailers room to breathe, trying to better balance fostering growth and having a healthy and happy society.

Who’s next? Today we may be out of touch, but tomorrow we’ll definitely be out of business.

Considering a New Job? The Patience and Timing Checklist


Considering a New Job? The Patience and Timing Checklist
August 07, 2013



This post is a checklist of questions to ask yourself and to be prepared to answer when you enter the process of seeking a new role. If you are volunteering yourself for consideration, it is a wise investment in time to thoughtfully prepare your case as to why you would be a good fit. As a first tip, those doing the hiring do not often want to receive a really long email saying all the reasons why you are the perfect fit while reiterating what you can read on your LI profile. A technique that can work is a simply email asking to discuss the “open position” or "I hear you're starting something" (and if necessary to meet for the first time).

In a big company it is just as likely, your manager asks you to take on a new role. You don’t necessarily want to say yes right away, but take the time to “formally” organize your thoughts about the move. That’s right, even if you are asked to do a job you should go through a process like this. While it is great for a manager to show faith in you, no matter how good a manager is only you know the answer to these questions and your own career goals. No matter how high integrity or honest a manager might be, managers are not perfect and have their own challenges that arise when filling positions. So don’t assume that being asked to do a job is an automatic yes.

Do you have the right domain skills? One of the most obvious first questions is if you have the domain skills required to do the job. If this is an engineering leadership job, have you demonstrated the expected skills successfully for a long enough time? If you are changing to a new domain, what is it that makes you think you are ready or able to pick up the necessary skills? It is not uncommon to approach a potential role because of the domain. In that case, are you sure about the match between you and the domain?

Do you have the right management skills? One of the biggest career transitions is first to a manager, then to a manager of managers. Being a manager is just as much a skill as domain skills like coding, testing, design. Just like those skills, not everyone has those skills and everyone has their limitations. Management skills required might be the size of the team or might be managing a certain job function, or it might even be a change in geography and managing remotely or moving.

Are you a good match for your future manager? Chances are very good that a hiring manager is spending considerable energy considering if you are a good match for him/her or his/her set of direct reports. If the role involves management, both of you are probably spending a good amount of energy considering if you are a match for the existing team of people. Are you spending enough time considering how good a match you think the manager is for you? Do you really know the manager? Have you asked others who have worked for this manager about style and approach (just has he/she is probably asking about you)? If you're approaching the potential role because of the manager, can you articulate the reasoning as a positive for the new manager rather than a negative for your current manager?

Do you understand what leaps you are making? Any change in roles involves leaps—whether the move is to a new company, or within a company a lateral move or a promotion. The leaps are the parts of the job that are the big changes from your current role. Of course leaps are usually the reason you are thinking of a job change. There’s a tendency to focus on the largest of leaps, but in thinking through a fit you want to characterize the full set of leaps you’re making. The appropriateness of the new role can be thought of as the accumulation of all the leaps or sometimes it is just that you’re making too big a leap. For example, if are suggesting a change in job scope and a change to management at the same time, this might not give you enough of a “strength anchor” to count on. You might have only a short time of experience as a manager and the leap to managing managers might be coming too soon. You might be amazing at one job function and ready to manage that, but the job might involve managing your job function for the first time and also managing a second or third job function.

Are you pacing yourself? Early in a career is very exciting. Everything is new and you’re anxious to see things play out. These emotions can push you to want more and sooner from your job. This can mean turning the marathon that is a career into a sprint. It can mean applying for jobs that you’re not yet ready for too often and/or too soon. You might consider learning about typical “velocities” and typical tenure in your existing role before considering trying to move “fast”.

Do you have a succession plan that will work? Work needs to continue and whether you’re a manager or not, knowing how your work will get done is key to making a job change. Managers are notoriously anxious or defensive about moves when there is a lot of work to be done. It is always always important to be prepared to talk about how a transition would take place. Failing to do so credibly can really dampen support for a job change. Does your succession plan really work or require you to be in two places at once or require a deus ex machina to assist with the transition?

Did you remind yourself this isn’t the last job opening, ever? It is not uncommon to feel like you’re Waiting for Godot and then one day a job opens, a headhunter calls, or a friend shares the latest funding news. You jump on the chance. You don’t do the due diligence suggested above because the job opened and you want it. A really good reminder is that it is with certainty that there will be other job openings down the road.

Did you seek the job or did it just pop up? One of the crazy ways to change jobs is to not be looking for a job and then one just shows up. Serendipity can be an amazing good fortune. It can also confuse you—it can make you think a job is perfect for you when it isn’t or it can make you look for a job when the timing isn’t right. Just as a job that becomes open is not the last one ever, if you’re doing a good job but the timing isn’t right, other opportunities will come along.

Keep in mind that any job transition is a two-way decision. You are deciding if a job is right for you as much as a manager is deciding if you are right for the job. There’s much more of a balance there than folks often permit. You have the opportunity to clearly make a case as much as you have the opportunity to step back and decide the timing isn’t right.

Finally, always keep in mind that there is an affliction known as the “job bug” and when you’re bit you can really put yourself in a tough spot. Once you start looking for new roles your brain starts to shift away from current work—whether you set out to look for a role or you started to consider a role that just appeared. Your manager and your team also know that you’re on the move or “in play”. If you do the right prep and thoughtful consideration, definitely apply for the right job at the right time. If you don’t get it, you have to cure yourself of the job bug and focus on the work at hand.

The very best preparation for a new job is doing well at your current job.

Patience in job transitions is a remarkable tool for growth. Careers are much longer than you think, especially when you’re first getting started. The value of doing a job super well in the here and now can be extremely high. It is usually a wise choice to be methodical in your career progression.

--Steven Sinofsky

Monday, August 05, 2013

Expired Patents Turned Into Models You Can 3-D Print


Expired Patents Turned Into Models You Can 3-D Print
Quaint and awesome
By Francie DiepPosted 08.05.2013 at 1:00 pm0 Comments


Flower Stand 3-D Print Design Martin Galese on Makerbot Thingiverse

Looking for a new project for your 3-D printer? New York lawyer Martin Galese has an idea. He's turned drawings from expired patents into digital blueprints for 3-D printers. That means anybody can get his very own plastic hat holder, cup for drinking without spilling in bed, or combination pen-holder-bookmark (if you still have any paper books).

As a lawyer, Galese works with modern software patents for his job, The New York Times reports. Such patents often make the news today, as the subject of lawsuits between huge technology companies. But these older patents drew Galese because of their artfulness and beauty, he told the Times.

I don't know if "beauty" quite the word for all of them, but they are quirky and fun. Take, for instance, this guy:



Pot Scraper 3-D Print Design: Martin Galese on Makerbot Thingiverse



Granted a patent in 1875, long before George Lucas imagined Jabba the Hutt, it is actually a pot scraper. Its original inventor intended it to be made of cast iron.

Here's a travel chess set, which was granted a patent in 1948 for the extremely improvement of adding a slide-and-lock mechanism for the pieces on the board:



Travel Chess Set 3-D Print Design: Martin Galese on Makerbot Thingiverse



What's this? It's a stand for flowers, circa 1875. Nice lines:



Flower Stand 3-D Print Design: Martin Galese on Makerbot Thingiverse



Here's the original drawings for it, signed by its inventor, Samuel Vanstone of Providence, Rhode Island:



Patent Drawing for a Flower Stand: Martin Galese on Makerbot Thingiverse



Galese has made at least one of his designs, an improved screw that received a patent in 1910:



3-D Printed Expired-Patent Screw: A bit larger, perhaps, than originally intended Martin Galese on Makerbot Thingiverse



Galese's 3-D printer designs are a kind of redux of a practice from the U.S. Patent Office's earliest history. From the office's founding in 1790 until 1880, it actually required would-be patenters to submit small models of their inventions with their paperwork. Now you can remake such models on your own, with tools America's first inventors could never have imagined.

[The New York Times Bits]

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Why Does My Voice Sound Different When I Hear It On A Recording?


FYI: Why Does My Voice Sound Different When I Hear It On A Recording?
By Amber SassePosted 08.05.2013 at 1:30 pm6 Comments


Tone Deaf iStock

It sounds different because it is different. "When you speak, the vocal folds in your throat vibrate, which causes your skin, skull and oral cavities to also vibrate, and we perceive this as sound," explains Ben Hornsby, a professor of audiology at Vanderbilt University. The vibrations mix with the sound waves traveling from your mouth to your eardrum, giving your voice a quality—generally a deeper, more dignified sound—that no one else hears.

Through a loudspeaker or recording device, you pick up sound only through air conduction. "The sound we're used to hearing has a lower frequency from the bone vibrations," Hornsby says. "We like that because it sounds rich and full." Many people cringe at the playback sound because our brain struggles to accept that this foreign voice is our own.

This article originally appeared in the July 2009 issue of Popular Science magazine.

Friday, August 02, 2013

First look: Google's Moto X smartphone

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BIG BROTHER: How To Make A DIY Anti-Surveillance Spray


How To Make A DIY Anti-Surveillance Spray
It's illegal, but that's kind of the point.
By Kelsey D. AthertonPosted 08.02.2013 at 10:00 am1 Comment


CCTV Blocking Spray Apparatus Ai Weiwei

Incendiary Chinese artist Ai Weiwei, known for his highly political art, isn't exactly a fan ofsurveillance cameras. When Swiss art curator Hans-Ulrich Obrist asked Ai to contribute to a Do-It-Yourself compendium full of projects from artists, Ai designed an anti-surveillance camera apparatus, made from everyday objects.

Seizing on both its functionality and street culture significance, Ai's design is centered around a can of spray paint. The rest of the device works to get the spray paint into difficult-to-reach places, like the lofty perches where security cameras normally rest.
What You'll Need

Can of spray paint
Stick, ideally a collapsible tree pruner, but others are fine
Nylon rope
Bicycle break bar
Bottle cage from a bicycle
A wing corkscrew
Screws

Attach the bottle cage to the side of the stick near the top, to hold the spray paint can. Atop the stick sits the wing corkscrew, with one wing resting on the spray button on top of the can. Tie a string to the other corkscrew wing, and then stretch it down the length of the stick and attach it to the bicycle break bar. Squeeze the handle of the bicycle break bar, and it pulls the string, which pulls the corkscrew arm, which depresses the button on the spray can, which then sprays paint all over the offending camera.

(Full instructions are available at Brainpickings.)

This is illegal and unsubtle, which is largely the point of Ai's work. Distributing instructions for provocative DIY projects could even be considered the art itself.

The design comes from Hans-Ulrich Obrist's compendium "Do It," published in April.

This is almost as good as that time when Dutch artists put party hats on surveillance cameras for George Orwell's birthday.

Thursday, August 01, 2013

What’s It Like Being a Manager?





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July 31, 2013, 3:02 PM
What’s It Like Being a Manager? Share Your Story


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By WSJ Staff
Getty ImagesBarbary macaque, Middle Atlas Mountains, Morocco

Being a manager has rewards, but the job comes with drawbacks, too.

Middle managers are the meat in the corporate sandwich, the all-important layer that turns the disparate parts into a whole. But managers are also stressed—they must keep both superiors and subordinates happy, even as their own prospects for advancement remain unclear. A recent study of Barbary macaques found that so-called “monkeys in the middle” show more tension than animals on either end of the hierarchy, a finding that researchers say makes them a lot like middle managers.

We want to hear from you: What’s it like being a manager? Do the stresses outweigh the benefits? How do you get ahead? What’s the hardest part of the job, and how do you feel about your accomplishments?

Tell us your story. Please fill out the form below and don’t hold back. We will publish some responses soon here on At Work, and possibly in an upcoming Wall Street Journal story. (We won’t disclose any information about you without your permission.)

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